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Credit Products
Business Overdraft Protection
Business Line of Credit
TD Business Visa Card
Business Loan
Mortgages and Term Loans

Business Overdraft Protection

Do you ever find yourself making a rush deposit to cover a transaction on your business account? First Nations Bank of Canada Business Overdraft Protection ensures shortfalls in your Business Chequing Account are covered up to your approved limit.

  • Credit limits available1 from $1,000 to $10,000.
  • Convenient access via cheque, cash advance, The Green Machine or any automated banking machine (ABM), EasyLine Telephone Banking Service or EasyWeb Internet Banking Service.
  • Competitive Business Overdraft Protection rate.
  • Attached to your Business Chequing Account to reduce your interest costs since you only borrow the amount needed.
  • Monthly statement provides consolidated credit and deposit account activity for ease of record-keeping
  • Fast & easy approval process.
  • No application fee required.
  • Low standard monthly fee:
  • Standard monthly fee for the first $1,000 of approved Business Overdraft Protection is waived if you have a Business Chequing Account.
  • $10 per month standard monthly fee applies for approved limits above $1,000 to $10,000.
  • Personal guarantee of business owner(s) required.
1 Subject to Credit Approval.

Business Line of Credit

A First Nations Bank of Canada Business Line of Credit is a valuable tool to help finance your day-to-day operating costs and grow your business.

  • Available1 for amounts $10,000 and above.
  • Convenient access via cheque, cash advance, The Green Machine or any automated banking machine (ABM), EasyLine Telephone Banking Service or EasyWeb Internet Banking Service.
  • Competitive floating interest rates based on First Nations Bank of Canada.
  • Secured2 and unsecured options available.
  • Attached to your Business Chequing Account to reduce your interest costs since you only borrow the amount needed.
  • Monthly statement provides consolidated credit and deposit account activity for ease of record-keeping.
  • A monthly fee of $25.
  • Personal guarantee(s) required.
  • Set Up and Review Fees may apply.

1 Subject to Credit Approval.
2 Additional fees may apply based on security provided.

TD Business Visa Card*

In today's challenging economy, companies are striving to control costs. To this end, we are proud to offer1, through our affiliate, the TD Business Visa Card, an expense management system that works hard for you. For more Information.

1 Subject to Credit Approval.

Business Loan

Whatever your business financing needs may be, a First Nations Bank of Canada Business Loan offers you a wide range of options. A Business Loan is an excellent choice to assist with the purchase, improvement, or expansion of business assets.

  • Available1 for amounts from $10,000 and above.
  • Flexible payment options:
  • Choice of 1 to 5 year terms.
  • Amortization up to 20 years, usually based on the useful life of the asset financed.
  • Fixed or floating interest rates available:
  • Floating interest rate options based on First Nations Bank of Canada Prime Rate with no prepayment penalties.
  • Fixed interest rate options available with the flexibility to make 10% principal prepayments annually without penalty.
  • Secured2 and Unsecured options available.
  • Set Up Fees may apply.
  • Personal guarantee(s) required.

1 Subject to Credit Approval.
2 Additional fees may apply based on security provided.

Mortgages and Term Loans

Whether you are looking to finance fixed or intangible assets, replenish your working capital, or restructure debt, First Nations Bank of Canada offers1 a potential solution for your company's term credit needs. Choose from fixed or floating rate CDN$ Commercial Term Loans, Commercial Installment Loans and Commercial Mortgages

1 Subject to Credit Approval.