First Nations Bank Personal Loans
TD Visa Cards
Line of Credit
First Nations Bank Home Financing
Overdraft Protection

First Nations Bank Personal Loans

Whether you are looking to buy a new car, preparing for home renovations or looking to finance that vacation you've been dreaming of, First Nations Bank would like to help you. If you are considering a personal loan it may help to know that First Nations Bank can structure your financing so that your monthly payments fit your budget. The loan application process is fast and easy and our rates are very competitive. Give us a call to find out how you can apply for a personal loan from First Nations Bank.

TD Visa Cards

First Nations Bank of Canada is pleased to offer the full range of TD Visa products. For more information.

Line of Credit

If you're like most people, there are times when you need a little extra money. Now there's an easy and economical alternative to personal loans and credit cards. With a Line of Credit you apply only once to arrange a revolving line of credit. It may be secured or unsecured and once it's approved you can use it as often as you like, withdrawing any amount up to your approved credit limit. Interest is charged only on the amount you use. You will receive a comprehensive statement reflecting your account activity and interest rate charges. If your Line of Credit is unsecured your repayment is 3% of the outstanding balance or $50, whichever is greater. If you have a secured Line of Credit account, pay only the interest if you choose.

First Nations Bank Home Financing

First Nations Bank is pleased to offer you both on and off-reserve home financing to meet your individual requirements. Mortgage terms range from 6 months to 10 years and First Nations Bank's competitive interest rates give you every reason to call us first for home financing.

Overdraft Protection

Overdraft protection makes funds available if and when you need them, like a financial safety net.

Once you have been approved, if you run short of funds, Overdraft Protection will be there to cover you up to your approved limit, which could be as high as $5,000. Overdrafts must be paid within 89 days, and subsequent deposits to your account will automatically be applied to pay off the overdraft.

This protection costs you just $3.00 a month, plus an interest rate of 21% per annum on the overdrawn amount. At that price, your protection can cost you less than the service charges on just one NSF cheque.